Each new year not only comes with new resolutions, but year itself brings new possibilities and opportunities.

PFS is counting down the hours until then with you (in our hearts) and whilst, we are firm believers in logical and sound plans for your future; we encourage you to live the new year and each other year. Let both resolutions and unseen opportunities complement your life throughout the year; thereby, making it more wholesome.

For example, if you have resolved to working towards a promotion in the New Year, it is fully expected that you will take the correct steps in ensuring you get this promotion; this should not mean, however, that  there is “no fun” or “no down-time”. Remember, these are important and not only to you want the promotion, you want to ensure you remain in a position where you keep it. You cannot really enjoy something you have worked hard for, if you are always anxious and on edge. Relaxing and having a little fun (activities that are fun for you) releases that tension and enables you to savor the fruit of your hard labor.

In all your resolutions, outside of the one-time goals (house, car, promotion, vacation), remember to remain humble, faithful, dependable, kind hearted, giving and patient. Our goals may be unique but these goals if executed fulsomely, they can strengthen our roots of connectedness; on social and societal levels. These are what our country needs.

You can be and become exactly what our country needs; the more you realize that your existence is not just for your benefit, but has a ripple effect and you are connected to the rest of the world in different and unique ways. You are not alone.

Make a resolve to rejoice in that fact and solidify that fact.


PFS wishes you boundless and limitless fulfillment, joy and prosperity for 2016.


Such a long weekend it was……

Raise of hands those who are glad to be at work today…… #fewraiseshands

After an extended weekend owed to Christmas day being on the last work day of the week, it must have been great to have been around family and friends.

Oh, how warm and wonderful it was, to have been able to just bask in the company of your loved ones and feeling totally unhurried to be anywhere but where you were. To know that, even after 2 days of lounging, you still have more days at your disposal to do just that, lounge and frolic and not having to think about work, work, work. Some were even as fortunate as to not having to go back to work until the New Years. To those this applies to, you are greatly envied.

Did you mix up the days though, because they felt different and your body is used to be up and back to work after a break of two days? Did Christmas day feel like Sunday, as this is sometimes when the most cooking is done? Did Saturday feel like Monday and you kept wondering, “why am I not at work???”

PFS sincerely hopes you kept us in mind in the midst of all the festivities. There is nothing more grounding and reassuring that being around the ones you love and the ones that love you back. PFS hopes we were amongst the numbers you considered friends, family and financial partners.

PFS hopes you feel fresh, de-stressed, renewed, rejuvenated and ready to set forth purposefully in all your endeavors. In case, you were wondering were all that is coming from; it represents PFS’ wishes to all our customers, family and friends for the New Year.

From the PFS family to you and yours.

On the brink of Christmas…Remember

Dear PFS friends:

One of the most highly anticipated days of the year is but two days away!!! Spirits are high and who can blame?

PFS wants you to enjoy the day and savor each moment for what it is worth without one ounce of regret.

Our hearts will be reassured once you, on that day of celebration:

  1. Remember to first and foremost have a spirit of thankfulness despite the hecticity of the season.
  2. Remember to embrace all faces (old and new) with love, warmth and open welcome. You are all connected to friends and family alike.
  3. Remember the purpose of the season and revel in the security and exclusivity of your family. You are all a part of each other.
  4. Remember to openly express gratitude and keep a warm smile on your face. The season is for putting away the everyday stresses from our lives, providing us with a reprieve to be totally and completely happy.
  5. Remember the less fortunate in your prayers and whilst giving thanks for your various feasts, give thanks that at least one less homeless person is hungry.
  6. Keep your children close and ensure that they are paying attention to and being part of a warm tradition that they will in turn pass on, when their time comes.

And last, but not least, know and remember PFS and know that we are with each family in spirit and we too are giving thanks for all your good tidings. You  are encouraged to look forward to the day with a reflective mind but also one of anticipation.

Always remember
Always remember.

From the PFS family to yours.

We have come this far…..

PFS is humbled that our customers have been overall pleased with out products and services. This encourages us to continuously seek new and innovative ways to ensure that our products and services remain relevant and effective to our customer base.

The approaching Holiday season signifies many things.

PFS would firstly like to say a heartfelt thank you to all our customers, associates and well wishers. You form a part of the brand that makes PFS so exclusively unique. Without you, much of our accomplishments and endeavors would have been for naught. We tell you boundless thanks for making PFS your partner in Finance and are grateful that you have joined the extended family of PFS.

We intend to continue to grow together and to always seek ways to improve our products and services, with our customers’ best interests at the helm of our strategies.

Also, to entrepreneurs near and far, PFS recognizes that this season marks a high time for your business. We salute you for staying committed to earning an honest bread with your talents and innovative ideas. Reap benefits of your labor and PFS wishes the richest blessing upon you.

From the PFS family to yours.
From the PFS family to yours.

From the PFS family to yours,  we wish you happy and safe holidays.

Celebration for the Holiday Season

The spirit of merriness is in the air and the already annual holiday celebrations have started.

Gifts are being bought; for those into gift  giving and extended holiday vacations and visits are being planned to be spent with family and close friends.

Friends that have not seen each other throughout the year have always reserved time throughout this holiday season to meet and create memories to sustain until next year!!!

What is your penchant for holiday celebrations?

What is usually the main focus of your holiday?

Do you and your family have special Holiday traditions that make it all the more special?

Please share with us, if so!!!

Holiday spirits are already in high gear.

PFS wishes only good memories, lots of fun, food, family and laughter for this season, to those near and far. We encourage you to remain responsible in your spending and upon necessity, your borrowings as well.

Remember: it is not as costly to create beautiful memories as we think.

Please let us know how you will be spending your holidays!!!

The Holiday Season is upon us!!!
The Holiday Season is upon us!!!

From PFS: Your partner in Finance.

Today is like no other!!!

It is another Friday and PFS is indeed happy that our customers are alive and we sincerely hope all are well.

It is indeed a splendid day, a very special day indeed.

You may be wondering what has happened…

PFS finally realizes and as soon as we did, we thought to share it with you:

“Everyday is unique as there is only one of it’s kind. Like today, there will only ever be one December 11, 2015.”

Yup, the Einsteins we all are……

And so we say to each of our friends:

What may you do today to leave your mark on this special day?

Today is the perfect opportunity and explanation to live to the fullest, we don’t get a chance to do over today. What have you set out to accomplish especially today???

Whatever it is that you have been putting off, waiting for a special time: GO FOR IT!!!

You got that right - each day is a special occasion.
You got that right – each day is a special occasion.

From PFS: “Your partner in Finance.”
















Are you Anti-Corrupt???

For one to proclaim they are anti-corrupt, one must first have a grasp of what Corruption is.

“Corruption is a form of dishonest or unethical conduct by a person entrusted with a position of authority, often to acquire personal benefit.” (Wikipedia.org)

As Jamaicans, on the surface, we are often and sadly disillusioned in thinking that our country is void of this infection of corruption. An infection that has for the better part, despite best efforts in our capabilities, defied and disempowered  all mechanisms put in place to curtail it.

This indicates that the country’s structure needs to be redefined. As a people, we should see ourselves as the primary stakeholders and greatest investors of our country.

As an island, until we have consciously realized and accepted that we all have an important role to play in our future, outside of regional and international alliances, will we place greater emphasis on building a future that our children and families can thrive and prosper in. It is all in the power of choice, and as the island’s people, we therefore have much power amongst ourselves to become what we want our island to be.

Regrettably, our island now reflects only what we have given to it as a people. A people, each and every one of us, after we have stripped off our titles and posts, what we are is what we have given our country and the society we now live in, is the result and harsh reality.

Corruption is rooted in rooted in self, calculated selfishness, irrepressible pride and an unreasonable sense of entitlement. There is no love in corruption. There is no care or charity in corruption. On many different levels this infection defies and tarnishes the true art of love, charity and unity that we toot aloud.  Remember the ripple effect…………

There is, however, power in transformation. It  is not limited to some, and each islander has within their grasp, a powerful tool to change or enhance the future they want for their children and families.

Would you die in peace, knowing that your children is left to survive a corrupt, cold, harsh and un-helping world?

Do we really think, individually, that we can exist on our own for the rest of our lives?

With all said, PFS recognizes today, December 9 as International Anti-Corruption Day today and we are in full support of the theme: Break the corruption chain.

We would have had to go back to beginning to eradicate corruption (someone show us that time machine!!) and since this is impossible, let us seize every opportunity hereinafter, to loosen the hold that corruption has on our society.

Our island authorities continue to discourage corruption in any form and encourage a call to cease the spreading of this act.

We at PFS love this country and would love to see everyone in a better future for our children and families. Let us all do our part in contributing as much as we can to this global Anti-Corruption campaign. Be an ambassador in your social circles and marvel at the positive ripples effects. Yes, it works both ways.

PFS joins hand and heart with all that are recognizing this day. Wherever you are, if you say Anti-Corrupt, PFS supports your resolution.

Say no to Corruption!!
Say no to Corruption!!

“From PFS: Your partner in Finance.”